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pandemic

Taylor Swift is opening up her emotional state during the pandemic.
Halfway through her Eras Tour stop at Melbourne Cricket Ground in Melbourne, Australia, on Saturday (Feb. 17), the 34-year-old pop superstar paused to reflect on being “lonely” while writing her 2020 album, Folklore, during the COVID-19 lockdown.

“[I was] imagining that, instead of being a lonely millennial woman covered in cat hair drinking my weight in white wine, I was a ghostly Victorian lady wandering through the woods with a candle in a candlestick holder,” Swift said in a fan-captured video before performing her song “Betty.”

“And I wrote only on parchment with a feathered quill,” she continued. “That was in my mind, what I thought I looked like writing Folklore.” The Grammy winner added, “So that’s all that matters — the delusion.”

While writing Folklore, Swift spent her time in quarantine with then-boyfriend Joe Alwyn, 32, who helped the artist pen songs including “Exile” and “Betty. The “Cruel Summer” hitmaker reflected on how she and the British actor passed the time during the pandemic in a December 2020 interview.

Trending on Billboard

“I wasn’t expecting to make an album. Early on in quarantine, I started watching lots of films. We would watch a different movie every night,” she told Entertainment Weekly. “I’m ashamed to say I hadn’t seen Pan’s Labyrinth before. One night I’d watch that, then I’d watch L.A. Confidential, then we’d watch Rear Window, then we’d watch Jane Eyre.”

She added, “I feel like consuming other people’s art and storytelling sort of opened this portal in my imagination and made me feel like, ‘Well, why have I never done this before? Why have I never created characters and intersecting storylines? And why haven’t I ever sort of freed myself up to do that from a narrative standpoint?’”

Swift and Alwyn split last April after six years of dating.

Swift’s three-night stand at Melbourne Cricket Ground launched Friday (Feb. 16) and wrapped Sunday (Feb. 18). Next, she’s scheduled for back-to-back concerts at Sydney’s Accor Stadium (Feb. 23-25). Other international stops include Singapore, France, Sweden, Portugal, the United Kingdom, Europe and Canada.

A California judge says Metallica’s insurance company doesn’t need to pay for six South American concerts that were canceled when COVID-19 struck, thanks to an exclusion in the policy for “communicable diseases.”

The band earlier sued a unit of Lloyd’s of London after it refused to cover their losses stemming from a South American tour, which had been set to kick off on April 15, 2020, but was postponed when the governments of Argentina, Chile and Brazil imposed strict restrictions amid the worsening pandemic.

Though Metallica’s insurance policy expressly excluded any coverage for events canceled by “communicable diseases,” Metallica’s lawyers argued that COVID-19 itself wasn’t clearly the most direct cause of the tour cancellation.

But in a decision on Nov. 30 obtained by Billboard, Los Angeles Superior Court Judge Holly J. Fujie said she didn’t buy it.

“The travel restrictions which caused the concert cancellations were a direct response to the burgeoning COVID-19 pandemic,” the judge wrote. “The evidence … demonstrates that the COVID-19 pandemic spurred the travel restrictions to South America and restrictions on public gatherings. The COVID-19 pandemic was therefore the efficient proximate cause of the concerts’ cancellations.”

Metallica’s lawyers had also argued that the “diseases” exclusion didn’t apply at all, since the exact wording of the policy said Lloyd’s wouldn’t pay coverage stemming from a disease “or fear or threat thereof.” Citing that language, the band said “none of its bandmembers felt threatened or fearful.”

But Judge Fujie was similarly unswayed, ruling that the Metallica policy’s language “does not require that the policyholders [themselves] feel fearful or threatened.”

The ruling granted Lloyd’s so-called summary judgment, meaning the case is dismissed. Metallica’s attorney did not immediately return a request for comment on the decision. The ruling was first reported by Law360.

Metallica’s case is one of many that have been filed by music venues, bars and other businesses seeking insurance coverage for harm caused by COVID-19. Like Metallica’s case, the majority of those lawsuits have thus far been won by insurers. Many policies include express carveouts for problems caused by diseases, like the one in the band’s contract; other policies for brick-and-mortar businesses often require “physical damage” that’s tricky to show with a pandemic shutdown.

The biggest such case in the music industry is a sweeping lawsuit filed by Live Nation, seeking coverage from Factory Mutual Insurance Co. for more than 10,000 shows (encompassing a whopping 15 million tickets) that were canceled or postponed during the pandemic.

Factory Mutual tried to end the case by arguing that virus shutdowns are not the kind of “physical loss or damage” that would be covered under the wording of Live Nation’s policy, but a federal judge ruled in February that Live Nation might have a valid case: “The complaint sufficiently alleges that infectious respiratory droplets, which transmit COVID-19, are physical objects that may alter the property on which they land and remain.”

The lawsuit remains pending.